Nick Collin - Collin Consulting

1. Apple Pay takes off: (Opinion Articles); ... a longitudinal study that will monitor consumer adoption and usage of the mobile wallet throughout 2015 (click here for the ACG press release). Results from the first 8 weeks of the survey are ...; Created on 10 April 2015
2. Display Cards and Mobile Wallets: (Opinion Articles); ... to approach that of the Digital or Mobile Wallet products I covered in this column in June 2012. As we have seen, the technology is already being used to display account balances, available credit, last ...; Created on 14 March 2013
3. EMV Chip in the US – the Case for Offline PIN: (Opinion Articles); ... use of mobile phones adapted to act as chip and PIN POS terminals by vendors such as PayLeven and Intuit (see December’s Opinion article) means that offline PIN may be required in areas where mobile coverage ...; Created on 16 February 2013
4. Mobile Terminals: (Opinion Articles); There has recently been a flurry of announcements about “mobile terminals” – adapting a mobile phone so that it can accept card payments. This has always struck me as a much more realistic proposition ...; Created on 21 December 2012
5. Mobile NFC RIP?: (Opinion Articles); Regular readers will know I just don’t “get” mobile NFC. I’m talking here specifically about using a mobile phone for face-to-face payments at a physical POS via a contactless Near Field Communication ...; Created on 10 July 2012
6. Digital wallets – making sense of the metaphor: (Opinion Articles); ... electronic details of several cards (not just Visa or MasterCard) as well as billing and delivery addresses, in order to make “one-click” online purchases via PC or mobile phone, or at the physical POS ...; Created on 18 June 2012
7. Barclays Pingit: (Opinion Articles); ... up to £300 to any other UK bank account holder using just their mobile phone number as identification. This strikes me as a much more realistic and useful application of mobile phone technology than the ...; Created on 19 March 2012
8. Barclays Pingit ushers in mobile-to-mobile payments: (Opinion Articles); ... to £300 to any other UK bank account holder using just their mobile phone number as identification. This strikes me as a much more realistic and useful application of mobile phone technology than the much-hyped ...; Created on 09 March 2012
9. EMV Migration in the US – an Update: (Opinion Articles); ... raised by most interviewees was that of mobile payments, with several citing the possibility that the US might in some way “leapfrog” EMV chip technology altogether and move straight to some more “advanced” ...; Created on 14 February 2012
10. Predictions for 2012 – a contrarian view: (Opinion Articles); ... here’s my predictions for 2012: Contrary to received wisdom, 2012, like 2011 and 2010 before it, will not be the year when mobile NFC payment takes off. There will not be enough contactless terminals ...; Created on 08 February 2012
11. E-Purse - time for a comeback: (Opinion Articles); ... as, in effect, the risk management tool embedded within chip-based contactless payment schemes like PayPass and PayWave. E-purse may also emerge as the payment vehicle of choice if, or when, mobile payments ...; Created on 07 February 2012
12. Visa kick starts EMV chip migration in the US: (Opinion Articles); ... to minimise the pain of the migration, and the necessary changes will be introduced later. The third anomaly is the emphasis which Visa places on encouraging contactless and mobile phone payments. ...; Created on 05 February 2012
13. Mobile NFC Payments – Reality or Hype?: (Opinion Articles); The industry’s enthusiasm for mobile NFC payments has reached fever pitch. Am I alone in remaining sceptical? Superficially the proposition is attractive. We all love our mobile phones, and ...; Created on 02 February 2012
14. New Perspectives on Delivering Retail Financial Services: (Archives); ... by new technologies. Long ago, institutions only had to worry about the branch network. Now, branches have been joined by ATMs, telephone call centres, the Internet and mobile phones as increasingly popular ...; Created on 01 February 2012
15. Internet Banking and Web TV: (Archives); ... value chain model, consumers choose different Contexts for different activities. Note, however, that the increasing use of mobile phones for online banking could be interpreted as refuting this claim. ...; Created on 01 February 2012
16. Books and Other Information: (Resources); ... www.paymentscardsandmobile.com Payments industry magazine. blogs.gartner.com/avivah-litan Gartner's Avivah Litan is one of my favourite financial commentators. www.ted.com If you haven't ...; Created on 20 January 2012
17. EMV Chip Workshop: (About); ... Data storage on the card • Entitlement applications • Mobile payments • ...; Created on 18 January 2012
18. Virtual Value Chains: (White Papers); ... virtual value chain becomes especially apparent in the world of the Internet, Web 2.0, social media and mobile communications. Significantly, the companies currently dominating this space are mainly Context ...; Created on 14 January 2012
19. White Papers Introduction: (White Papers); ... The important new EMV chip infrastructure has now reached critical mass in most of the developed world. And a new world of social media, mobile communications and Web 2.0 is just emerging. ...; Created on 14 January 2012
20. RBR EMV Report: (RBR EMV Report); ... edition has been extensively updated and includes new chapters on display cards, mobile payments and the US migration to EMV chip. As such, it should be of particular interest to all US institutions ...; Created on 08 January 2012
21. Full Biography: (Nick Collin); ... included: A major update of MasterCard's mobile payments documentation, including an Introduction to M/Chip Mobile and an Implementation Guide. Development and delivery of training courses on all ...; Created on 18 May 2011

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